java/j2ee interview questions

Java/j2ee interview questions
1. What is connection pooling?
2. What is externalization and serialization?
ANS- It is the process of storing the object state into persistent state. Whereas in the case of externalization jvm will take care.
3. What is jar,war and ear
4. How is validation done validator.xml in struts?
5. How do you set connection pooling?
6. What is the use of web service?
7. What is the use of static?
8. Which collection is the best?
9. What is difference between set and list?
10. How to calculate the efforts for screen enhancement?
11. How to retain session values?
12. You are redirecting your web page to another page for password validation when come back to previous page, what will be the session value i.e same session value or different value
13. When the session is created which event is called?
14. What is difference between HashTable and HashMap?
15. How to set the session time out value?
16. How to improve the performance of the project?
17. What is use of finalize() method?
18. Why you go for HashTable?
19. Overriding and overloading?
20. How to convert list duplicate values to non-duplicatable?
21. What is AJAX?
22. What is XSD?
23. What is thread?
24. Which java coding standard is useful one.
25. What is static?
26. What is the different kind of Exception?
27. What is final and finally?
28. What are the xml Parser?
29. How to declare the array structure like below?
30.how to declare HashMap such away it accept only Boolean value?
31.How to make arraylist as synchronized one?
32.Differnce between Apache and Tomcat?
33.How to set connection pooling in Tomcat?
34.what is statement and explain callable and prepared statement?
35.how to configure jsp page in web.xml?
36.what is difference of creating RequestDispatcher by using getRequest Dispatcher and ServletContext?
37.what is the advantage of using Appserver?
38.How to swap the variable without using temp?
39.what is the difference between CGI and Servlet ?
40.How to prevent the Instance from outside class not in the same class?
41.String s1 = new String (“abc”)
S1.replace(‘a’,’b’);
42.How to compare Strings?
43.what is the difference between “= =” and equals() method?
44.what is Autoboxing?
45.what is JDK 1.5 features?
46.what is the size of ArrayList?
47. how to represent the class A contains class B in UML Notation?
48.what it business delegation?
49.how to catch the errors from package?
50.why do we go for taglib?
51.what is difference between session and hidden variables?
52.How jsp is going to be converted into servlet?
53.How to navigate in Struts?
54.How to display a set of values from db to JSP?
55.what is trigger?
56.How to check particular string contains in a List?
57.what is the difference between Application Scope and session Scope?
58.why do we go for taglib?
59.what is difference between session and hidden variable?
60.How to estimate as interms of function Points (FP)?
61.what are the documents in functional specification?
62.what are the difference JSP Tags?
63.what is init method in Servlet?

How To Be Happy

"How To Be Happy"

1. Make up your mind to be happy. Learn to find pleasure in simple things.

2. Make the best of your circumstances. No one has everything, and everyone has something of sorrow intermingled with gladness of life. The trick is to make the laughter outweigh the tears.

3. Don't take yourself too seriously. Don't think that somehow you should be protected from misfortune that befalls other people.

4. You can't please everybody. Don't let criticism worry you.

5. Don't let your neighbor set your standards. Be yourself.

6. Do the things you enjoy doing but stay out of debt.

7. Never borrow trouble. Imaginary things are harder to bear than real ones.

8. Since hate poisons the soul, do not cherish jealousy, enmity, grudges. Avoid people who make you unhappy.

9. Have many interests. If you can't travel, read about new places.

10. Don't hold post-mortems. Don't spend your time brooding over sorrows or mistakes. Don't be one who never gets over things.

11. Do what you can for those less fortunate than yourself.

12. Keep busy at something. A busy person never has time to be unhappy. ~- Robert Louis Stevenson( Courtesy: http://members.tripod.com/~blueladycat/how2bhappy.html )

Be A Leader

Be a Leader: How to Change People Without Giving Offense or Arousing ResentmentA leader's job often includes changing your people's attitudes and behavior. Some suggestions to accomplish this:

1.Begin with praise and honest appreciation.
2.Call attention to people's mistakes indirectly.
3.Talk about your own mistakes before criticizing the other person.
4.Ask questions instead of giving direct orders.
5.Let the other person save face.
6.Praise the slightest improvement and praise every improvement. Be "hearty in your approbation and lavish in your praise."
7.Give the other person a fine reputation to live up to.
8.Use encouragement. Make the fault seem easy to correct.
9.Make the other person happy about doing the thing you suggest.
Source-http://www.westegg.com/unmaintained/carnegie/win-friends.html

OutSourcing to India

Bangalored

OutSourcing to India is predominant everywhere.Large number of talent pool is available in India.Finishing the work at right time by fight people is achieved here.

Bangalored adj. (said of a corporation, project, or employment) having been relocated to India; having lost business or employment due to such a relocation.

What is the meaning of `Bangalored'?

(Ravi Nagaprasad, Hyderabad)
The Americans invented this word, and they have been using it quite frequently. As you know, many multinationals, in order to save money, are outsourcing their work to cities in India. When an American says that he has been `Bangalored', what he means is that he has lost his job because his company has decided to move its operations to a city in India — not necessarily Bangalore.

* According to the article, another 10,000 people will be Bangalored by the end of the year.

It is not often that the name of a city is used as a verb. As a proud Hyderbadi, you may wonder why the Americans chose the city of Bangalore. You must remember that during the early stages of outsourcing, most of the companies were moving to this city — Bangalore was then perceived as the Silicon Valley of India. The Americans' fear of losing jobs to the city of Bangalore gave rise to another word — `Bangalorephobia'.
S. UPENDRAN

http://www.hindu.com/edu/2006/10/30/stories/2006103000051500.htm

Story Doesn't End Here (Must Read).......................

Once upon a time a tortoise and a hare had an argument about who was faster . They decided to settle the argument with a race. They agreed on a route and started off the race. The hare shot ahead and ran briskly for some time. Then seeing that he was far ahead of the tortoise, he thought he'd sit under a tree for some time and relax before continuing the race. He sat under the tree and soon fell asleep. The tortoise plodding on overtook him and soon finished the race,

emerging as the undisputed champ.

The hare woke up
and realized that he'd lost the race.
The moral- "Slow and steady wins the race. This is the version of the
story that we've all grown up with."


THE STORY DOESN'T END HERE

there are few more interesting
things.....it continues as follows......

The hare was disappointed at losing the race and he did some
soul-searching.
He realized that he'd lost the race only because he had been overconfident,
careless and lax.
If he had not taken things for granted, there's no way the tortoise could have beaten him.

So he challenged the tortoise to another race.
The tortoise agreed. This time, the hare went all out and ran without
stopping from start to finish. He won by several miles.
The moral - " Fast and consistent will always beat the slow and steady.
It's good to be slow and steady; but it's better to be fast and reliable."

THE STORY DOESN'T END HERE

The tortoise did some thinking this time, and realized that there's no
way it can beat the hare in a race the way it was currently formatted.

It thought for a while, and then challenged the hare to another race, but
on a slightly different route. The hare agreed. They started off. In keeping
with his self-made commitment to be consistently fast, the hare took off and
ran at top speed until he came to a broad river. The finishing line was a
couple of kilometres on the other side of the river.

The hare sat there
wondering what to do.
In the meantime the tortoise trundled along, got into the river, swam to the opposite bank, continued walking and finished the race.

The moral - "First identify your core competency and then change the
playing field to suit your core competency."

THE STORY STILL HASN'T ENDED

The hare and the tortoise, by this time, had become pretty good friends
and they did some thinking together.

Both realized that the last race could
have been run much better So they decided to do the last race again,

but to
run as a team this time.

They started off, and this time the hare carried the tortoise till the riverbank. There, the tortoise took over and swam
across with the hare on his back. On the opposite bank, the hare again

carried the tortoise and they reached the finishing line together.

They both felt a
greater sense of satisfaction than they'd felt earlier.
The moral - "It's good to be individually brilliant and to have strong
core competencies; but unless you're able to work in a team and harness each
other's core competencies, you'll always perform below par because
there will always be situations at which you'll do poorly and someone else
does well.

Teamwork is mainly about situational leadership, letting the person
with the relevant core competency for a situation take leadership.
Note that neither the hare nor the tortoise gave up after failures. The
hare decided to work harder and put in more effort after his failure. The
tortoise changed his strategy because he was already working as hard as
he could."
In life, when faced with failure,
sometimes it is appropriate to work
harder and put in more effort.

Sometimes it is appropriate to change strategy and try something different.

And sometimes it is appropriate to do both.


The hare and the tortoise also learn t another vital lesson. When we stop competing

against a rival and instead start competing against the
situation, we perform far better.

To sum up- the story of the hare and tortoise has much to say:
Chief among them are that fast and consistent will always beat slow and
steady;work to your competencies; pooling resources and working as a team will always beat

individual performers; never give up when faced with
failure; & finally, compete against the situation - not against a rival.

Best Book for Creativity

A whack on the side of the head

In 1983 Roger von Oech wrote A Whack on the Side of the Head: How You Can be More Creative. In the book, revised in 1990 and reprinted every year since then, von Oech knocks down 10 myths (he calls them “mental blocks”) stopping us from being creative. Here they are:

1. The right answer. Our education system teaches us to look for the one right answer. Trouble is, in business, as in life, there are often several right answers. “Many of us,” says von Oech, “have a tendency to stop looking for alternative right answers after the first right answer has been found. This is unfortunate because often it’s the second, or third, or tenth right answer which is what we need to solve a problem in an innovative way.”
Tip: Ask questions that solicit multiple answers

2.That’s not logical. Logic is great at the implementation phase of an idea, but when you are searching and playing with ideas, excessive logic can short-circuit your creative process.
Tip: Try some “soft thinking”. Ask “what if?”, “why not?”, "what rules can we break?”, “what assumptions can we drop?”, “how about we look at this backwards?”

3. Follow the rules. Most organisations have rules that were once sensible but are now obsolete. We tend not to challenge them because “that’s how it’s always been”. Breaking the rules won’t necessarily lead to creative thinking, but it’s one avenue.
Tip: Have rule-inspecting and rule-discarding sessions within your organisation.

4. Be practical. Most people have a natural tendency to be critical of new ideas and focus on why they won’t work.
Tip: Try evaluating a new idea, not on its practical merits, but as a provocative stepping stone to come up with other ideas, some of which might eventually work.

5. Play is frivolous. Some good ideas emerge from necessity or deadline pressure. Just as many come over a boozy lunch, or when you aren’t thinking about the problem too seriously.
Tip: Introduce humour or wackiness into a meeting to stimulate the flow of ideas. Make your workplace a fun place to be.

6. That’s not my area. Many exciting ideas have come from transferring knowledge from one area into another. But most people don’t consult colleagues in other disciplines to get answers to problems. The more specialised you are, the less likely you are to explore other fields.
Tip: Develop the outlook that wherever you go and whoever you talk to, there are ideas waiting to be discovered.

7. Avoid ambiguity. Many cultures use the concept of an “oracle” to take advantage of our ability to make sense out of ambiguous situations. The oracle gives its pronouncements in an ambiguous way, and leaves its hearers to come up with a creative interpretation. Trouble is, these days we tend to avoid ambiguity, seeing it as a potential cause of communication problems and time wasting.
Tip: If you are giving someone a problem that has the potential to be solved in a creative way, try, at least initially, to pose it in an ambiguous way, so as not to restrict their imagination.

8. Don’t be foolish. The classical “fool” was an antidote to the yes-men surrounding the king. His role was to parody the common view on an issue and force the king to re-examine his assumptions and entertain alternative ideas.
Tip: If you are in a rut about a problem, try freeing up your thinking by taking the contrary position or disagreeing with the common sense view.

9. To err is wrong. From an early stage we are rewarded for the right answer and punished for the wrong one. We learn to keep mistakes to a minimum. Actually there are two benefits of failure: you learn what doesn’t work, and you get an opportunity to try a new approach.
Tip: If you aren’t making many errors, ask yourself, “How many opportunities am I missing by not being more aggressive?”

10. I’m not creative. A major oil company hired psychologists to find out why some of its engineers produced more creative product than others. The answer: the ones doing creative things thought they were creative; the others didn’t think they were.
Tip: A major factor differentiating creative people from the rest is that they believe their small ideas could lead to something bigger and build on these ideas. Do it.Von Oech's website can be found at http://www.creativethink.com

Ebooks from esnips

1.The one Minute Manager -http://www.esnips.com/doc/2a296216-f9b5-4e5c-b754-15b27dbae0d5/The_One_Minute_Manager

2.Seven habits of highly Effective People-http://www.esnips.com/doc/bd67a58e-a08f-4a06-a07b-21cbd1654dc1/Seven-Habits-of-Highly-Effective-People-By-Stephen-R-Covey

3.Think and grow rich-http://www.esnips.com/doc/892eccc9-eb3b-4a45-94ec-9ae80c72a1dd/Think-And-Gorw-Rich---Napoleon-Hill

4.Thomas L Friedman - The World Is Flat A Brief History Of The 21St Century.pdf-http://www.esnips.com/doc/cec190d5-d6f5-4a9e-8d98-725b60b8f58d/Thomas-L-Friedman---The-World-Is-Flat-A-Brief-History-Of-The-21St-Century

5.The Monk Who Sold His Ferrari.pdf-http://www.esnips.com/doc/4c05826b-1fd5-402a-a792-80afd9032b84/The-Monk-Who-Sold-His-Ferrari

6.Sardarji Jokes The Complete Reference.pdf-http://www.esnips.com/doc/8b05d917-7e9b-4f9f-a97e-fe9574913b0c/Sardarji-Jokes-The-Complete-Reference

7.Warren, Rick - The Purpose Driven Life.pdf-http://www.esnips.com/doc/020fbe62-e0ab-4446-bdd1-f8ef137b01da/Warren,-Rick---The-Purpose-Driven-Life

8.You can Win.pdf-http://www.esnips.com/doc/c63e1484-a4da-4c0a-b9c5-8a22613374fa/You-can-Win

9.BillGates -The_road_ahead !!.pdf-http://www.esnips.com/doc/16a30bca-5bd4-40e7-89b3-6865b20b7e2f/BillGates--The_road_ahead-!!

10.Chicken Soup For The Soul - Jack Canfield Mark Victor Hansen.pdf-http://www.esnips.com/doc/e17db8b0-17cf-493e-8cb9-998a1d7bb71a/Chicken-Soup-For-The-Soul---Jack-Canfield-Mark-Victor-Hansen

11.The Speed Reading Course - Stephen Covey.pdf-http://www.esnips.com/doc/a5ad2746-edd0-4957-8e01-2dd583b2137f/The-Speed-Reading-Course---Stephen-Covey

Thoughts For Life

Thoughts For Life

The greatest handicap.....................FEAR

The best day..................................TODAY

The easiest thing to do....................FIND FAULT

The most useless asset...................PRIDE

The greatest mistake......................GIVING UP

The biggest stumbling block............EGOTISM

The greatest comfort...................... WORK WELL DONE

The most disagreeable person......... THE COMPLAINER

The worst bankruptcy..................... LOSS OF ENTHUSIASM

The greatest need.......................... COMMON SENSE

The meanest feeling....................... BEGRUDGING ANOTHERS SUCCESS

The best gift.................................. FORGIVENESS

The greatest moment..................... THIS ONE

The greatest knowledge..................GOD

The greatest thing in the world........ LOVE

source-http://www.theinspirationplace.com/Inspirational-Stories/Stories/Thoughts-For-Life/

East Or West India is a Best

The following are the Country skill Rankings (NASSCOM)
I love india. IT is not an Information Technology but it is an Indian Technology.The following statistics proved that our brain will rule the IT world.

IT Database Development and Administration

RDBMS Concepts
India 48%
United States 22%
Romania 4%
Russian Federation 3%
Ukraine 3%

SQL (ANSI) Fundamentals
India 60%
United States 14%
Russian Federation 5%
Ukraine 5%
Romania 3%

MS SQL Server 2000 Programming
India 33%
United States 32%
Romania 7%
Russian Federation 5%
Ukraine 4%
DB2 Programming
India 71%
United States 18%
Philippines 1%
Romania 1%
United Kingdom (Great Britain) 1%

Oracle PL/SQL
India 50%
United States 20%
Russian Federation 5%
Romania 3%
United Kingdom (Great Britain) 3%


IT programming and Development

C#

United States 29%
India 22%
Russian Federation 9%
Ukraine 8%
United Kingdom (Great Britain) 6%

Software Testing
India 71%
United States 11%
Ukraine 4%
Belarus 2%
Pakistan 1%

C++
India 22%
United States 20%
Russian Federation 17%
Ukraine 10%
United Kingdom (Great Britain) 6%

Java 2 Fundamentals
India 58%
United States 14%
Russian Federation 5%
Ukraine 4%
Romania 3%

.Net Framework
India 47%
United States 19%
Russian Federation 6%
Ukraine 6%
Romania 5%

IT systems and Network Administration

Linux Administration (General)
United States 22%
India 16%
Russian Federation 9%
Ukraine 7%
Romania 6%

MS Windows Server 2003
United States 37%
India 19%
Russian Federation 6%
Ukraine 4%
Romania 3%

Administration Networking Concepts
United States 34%
India 17%
Ukraine 6%
Russian Federation 5%
United Kingdom (Great Britain) 4%
Unix Administration (Solaris 9)
India 37%
United States 27%
Russian Federation 5%
Canada 3%
United Kingdom (Great Britain) 3%

Information Technology Security Fundamentals
United States 33%
India 12%
Ukraine 6%
Poland 5%
Russian Federation 4%

God Answers Our Struggles

God Answers Our Struggles

You say: "It's impossible." God says: All things are possible. (Luke 18:27)

You say: "I'm too tired." God says: I will give you rest. (Matthew 11:28-30)

You say: "Nobody really loves me." God says:I love you. (John 3:16,34)

You say: "I can't go on." God says: My grace is sufficient. (II Corinthians 12:9 & Psalm 91:15)

You say: "I can't figure things out." God says: I will direct your steps. (Proverbs 3:5-6)

You say: "I can't do it." God says: You can do all things. (Philippians 4:13)

You say: "I'm not able." God says: I am able. (II Corinthians 9:8)

You say: "It's not worth it." God says: It will be worth it. (Romans 8:28)

You say: "I can't forgive myself." God says: I FORGIVE YOU! (I John 1:9 & Romans 8:1)

You say: "I can't manage." God says: I will supply all your needs. (Philippians 4:19)

You say: "I'm afraid." God says: I have not given you a spirit of fear. (II Timothy 1:7)

You say: "I'm always worried and frustrated." God says: Cast all your cares on ME. (I Peter 5:7)

You say: "I don't have enough faith." God says: I've given everyone a measure of faith. (Romans 12:3)

You say: "I'm not smart enough." God says: I give you wisdom. (I Corinthians 1:30)

You say: "I feel all alone." God says: I will never leave you or forsake you. (Hebrews 13:5)

source-http://www.ircbeginner.com/justfun/i-struggles.html

Top Indian Job Sites

1 Naukri.com
2 TimesJobs.com
3 JobsAhead.com
4 JobStreet.com
5 CareerIndia.com
6 Jobs.net
7 CareerKhaza.com
8 IndianJobSite.com
9 PlacementIndia.com
10 Naukri2000.com
11 JobKhoj.com
12 jobsbazaar.com
13 india-2000.itgo.com
14 bharatcareers.com
15 jobsdb.com
16 careerage.com
17 AllindiaJobs.com
18 freshersworld.com
19 www.career-graph.com
20 www.careerindia.com
21 webindia.com
22 groovyjobs.com
23 jobs.asiaco.com
24 www.personnelonline.com
25 indianparttimejobs.com
26 accessenterprises.com
27 career1000.com2
8 Alltimejobs.com
29 Careermosaicindia.com
30 Dice.com-Tech jobs

31.www.careerjet.co.in

Read ....Very Very Interesting.....Ah ...Ah

There was a good old barber in Hyderabad. One day a florist goes to him for a haircut. After the cut, he goes to pay the barber and the barber replies:
I am sorry, I cannot accept money from you; I am doing a Community Service. Florist is happy and leaves the shop.

The next morning when the Barber goes to open his shop, there is a "Thank You" Card and a dozen roses waiting at his door.

A Confectioner goes for a haircut and he also goes to pay the barber he again refuses to take the money. The Confectioner is happy and leaves the shop.


The next morning when the Barber goes to open his shop, there is another "Thank you" Card and a dozen Cakes waiting at his door.


A Software Engineer goes for a haircut and he also goes to pay the barber again refuses the money saying that it was a community service.

The next morning when the Barber goes to open his shop, guess what he finds there......


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A Dozen Software engineers waiting for a free haircut... with Printouts of forwarded mail mentioning about free haircut

The Power of Blogging.

I am in immense of pleasure to announce that there was a survey conducted in japan based on my blog's article.I have seen that in blogscope website.This is the actual link
BlogScope - mixed centenarians
Oct 29, 2006 in visitsekar.blogspot.com of early to bed and early to rise. It was the finding of survey done in Japan, that a large portion of centenarians ...www.blogscope.net/?q=mixed%20centenarians - 36k - Supplemental Result - Cached - Similar pages

I have a question on my mind.Will i be worthy to be ownership of the article.Absolutlely it is not.Suddenly one word came to my mind that telling me your are a plagiarist.I balanced myself and reply back to my mind why not?
I use one teaching of christ that is "seek you will find"...
I got the perfect meaning of plagiarism.The idea that copying another person?s ideas or expression (the form of words in which the idea is encapsulated), without the person?s authorization and without explicit acknowledgment of the copying, is reprehensible is, in general, clearly false.
But as in the case of myself i copied from others as well as i will acknowledge it.So i feel i am not at all to be plagiarist.I am not a good writer to post an article.But i used to post whatever impressed upon my mind and whatever is useful to others.
I read that article "100 ways to live 100 years" from http://www.livelongto100years.com/longlife.html.I acknowledged that website in my previous posting also.
The power of blogging as a matter of browsing from some where else.If some thing is good,please post on it.I believe "service to humanity is the best work of life..".

Benefits of Apples

The old saying “ to eat an apple going to bed, will make the doctor beg his bread” has been justified by its many health-rich properties. A member of the rose family, fossil remains have shown that apples were gathered and stored 5,000 years ago and it’s likely that they were already cultivated during the Neolithic times. Apples are excellent detoxifiers and apple juice can destroy viruses in the body.
In one recent study , Riu Hai Liu of Cornell University, has found although apples has only a small amount of vitamin C, eating 100 grams of apple provides the same amount of antioxidant activity as taking 1,500 milligrams of the same vitamin.
Just make sure you do not take too many apple seeds because it could be toxic if taken in large amount.

1. Apple cleans teeth and strengthens gum

2. Will make the cholesterol level lower

3. Detoxify the body and has an antiviral property

4. Apple will also prevent constipation because it helps digestion

5. One large apple supplies almost 30% of minimum amount of fiber that should be consumed daily
The use :
1. For people who suffer from gout and rheumatism, eat apple regularly because it will aid healing

2. Eating 2 apples a day will reduce your cholesterol level up to 10 %3. Drinking an apple juice,

3 times a day, is said to prevent virus from settling in the body.

4. Another benefit of apple is for those who have problem with their stomach. If you have problem with indigestion, eat apples before meals.

5. Grated apple, when mixed with live yogurt may be helpful in cases of diarrhea
Tips :
1) Never buy apples that have not been kept cold since they can be over-ripe in a few days.

2) Apples should be hard. If you can dent an apple with your finger, DO NOT BUY IT.

3) Keep your apples refrigerated. If not, it will decay fast.

4) To prevent browning, rub the cut surfaces with a mixture of lemon juice and water.

5) Canadian researchers analyzing eight popular varieties found that the old standby, Red Delicious, and an apple called Northern Spy contain more disease-fighting antioxidants in their skin and flesh than any other studied. In English this means red apples are better than other apples.

source-http://www.oohoi.com/natural%20remedy/everyday_food/apple.htm

Mobile phones

This photo was taken by my friend's Sony Ericsson K800i mobile.This model mobile camera is very clarity and more flexible to take photo.Last year i had nokio 6600 which has camera,mp3 player,video recorder,and video player.I liked in the beginning.Later i thought it is too big.so i bought motorola l6i.Now when i see the sony ericsson k800i,i am charisma towards to it.Becoz of its clarity and memory capacity.




The good of this model is..
3.2-megapixel camera with proper flash
Large, sharp 262K colour display
Integrated RSS reader and Web browser Image stabilisation to assist shooting Wide array of easy-to-use multimedia features 64MB internal memory stores around 100 photos


The bad:
Menu navigation can be sluggish
Overexposed photos in bright conditions
Bulkier than previous model
Photo blogging with Blogger.com only
No bundled memory card
The bottomline:
The best camera phone of 2006 so far, the Sony Ericsson K800i outshines all others in term of features and user-friendly design. Aside from a few squabbles with the extra bulk, the K800i makes it easy for first-time 3G users and is an ideal companion for anyone wanting to take happy-snaps on-the-go.

World is such a way.....

I had a versatile experience in this week.I read oh!manase Relax please.I got many insight from that too.Swami Sukhabodhananda's teaching is a practical and easy to follow.
I came understood that unfairness is a part and parcel of this world.Sometimes we are not in a position to understand why this happen to us?.But only thing is that it is part and parcel of everyone..
Judging a person is not easy.I strongly believe the following statements...
WHEN WEALTH IS LOST.. NOTHING IS LOST
WHEN HEALTH IS LOST...SOMETHING IS LOST
WHEN CHARACTER IS LOST..EVERYTHING IS LOST.
I happened to read about habit.
I got good new insight about habit.Habit is too stronger than anything.U know how?
please remove 'H' from Habit still 'abit' is there.
please remove 'Ha' from Habit still 'bit' is there.
please remove 'Hab' from Habit still 'it' is there.
so such powerful one.Something we repeatedly do becomes habit.Be careful to judge the person.
In the beginning we make the habit and in the end habit makes us..
Every experience i have is designed to make myself stronger.Hardship is also part of the life...People should ready to give genuine and trustworthy comment about others.Okay anyway i forget and forgive.
I remembered one saying "If you have experienced the dark,You can better appreciate the light..How true it is...

PUBLIC PROVIDENT FUND

PUBLIC PROVIDENT FUND - 1968Scheme introduced by Central Government in 1968. The Scheme enables the members of the public to make contributions to the Fund and obtain Income Tax rebate under the relevant provisions of the Income Tax.
Eligibility
Individuals
Individuals on behalf of a minor Minimum / Maximum Investment ( w.e.f. 15-11-2002 )Minimum Rs.500/- per annum in multiples of Rs.5/-Maximum Rs.70,000/- per annum
Duration
15 years
Can be extended for one or more blocks of 5 years
Account can be discontinued but repayment of subscriptions along with interest only after 15 years. Rate of Interest8% per annum credited in account on 31st March every year calculated on the minimum balance between 5th day and end of the month.
Loans
Loan upto 25% of balance at the end of first financial year from third to sixth year. Second loan can be taken on full payment of first loan.
Withdrawals
Only one withdrawal allowed during any one year from sixth year. Withdrawal limited to 50% of the balance at the credit at the end of 4th year preceding the year in which the amount is withdrawn or the end of the preceding year whichever is lower.
The account extended beyond 15 years; partial withdrawal allowed up to 60% of the balance to the credit at the commencement of the extended period.
Tax Benefits
Benefit available u/s 88 of the I.T. Act.
Interest totally exempt from Income Tax.
Amount standing to the credit is fully exempted from Wealth Tax. Other Facilities
Subscription in one or more maximum 12 instalments.
Nomination available in the name of one or more persons.
Nominee can not continue account of the deceased subscriber in his/ her own name.
An account may be transferred at the request of the subscriber free of charge by one branch of State Bank of India or its Associates to Head Post Office or vice versa.
Premature closure of a PPF account on grounds of genuine hardship could be considered only after the expiry of five years from the end of the year in which the account was opened.
The subscriber may discontinue his account anytime after joining the fund. The repayment of the subscription with interest will be made only after 15 years form the end of the financial year in which the account was opened.
Discontinued account can be revived on payment of Rs.50/- per year along with arrears of subscription of Rs.500/- per

Year	Opening Balance	Contribution To PPF	Interest@8%	Withdrawal From PPF	Closing Balance	Deduction u/s.80C
1	0	20,000	0	0	20,000	20,000
2	20,000	20,000	1,600	0	41,600	20,000
3	41,600	20,000	3,328	0	64,928	20,000
4	64,928	20,000	5,194	0	90,122	20,000
5	90,122	20,000	7,210	0	11,7332	20,000
6	11,7332	20,000	9387	0	14,6719	20,000
WITHDRAWAL PERIOD STARTS
7	14,6719	20,000	11,737	20,000	15,8456	20,000
8	15,8456	20,000	12,676	20,000	17,1133	20,000
9	17,1133	20,000	13,691	20,000	18,4823	20,000
10	18,4823	20,000	14,786	20,000	19,9609	20,000
11	19,9609	20,000	15,969	20,000	21,5578	20,000
12	21,5578	20,000	17,246	20,000	23,2824	20,000
13	23,2824	20,000	18,626	20,000	25,1450	20,000
14	25,1450	20,000	20,116	20,000	27,1566	20,000
15	27,1566	20,000	21,725	20,000	29,3291	20,000
		3,00,000	17,3291	1,80000		3,00,000