Journey from cosmopolitan to Cosmo city

Before pouring my agony and misery, I would like to mention an opt quote for my current situation. If you are planning to fail, you are failing to plan. This is really true and indeed in my life.
 Another thing I would like to reiterate from Stephen covey, Change should always comes from inside out but not from outside in. I had been in a comfort zone for a quite long time. I decided to change myself but it was merely an intention ended with vain. I didn't take any action to change myself. I had been living in real cosmopolitan  where i enjoyed all sort of amenities within a close proximity.  By the time , i bought a flat in provident cosmo city which is 50 KM away from my current locality. Biggest problem to achieve anything in life is not thinking big.I realized  and learned a  lesson now. The moral of my learning is lack of money doesn't have anything to do with buying things. Of course money is primary factor. But beyond the money our wealth conscious attitude is more important  than money. When there is fear factor in life, it always leading towards the smaller things. Fear never gives the option to think bigger.When people do not have wealth conscious attitude, they will always look for a smaller things. I was also trapped on a nitty gritty of smaller aspirations.  I am a wretched man right now. I harvested whatever I planted so far.  We should not aspire for low risk appetite. Before buying Flat or house, one should consider various factors. First and foremost thing is accessibility,quality school, hospital, public transport,water and last but not least is return on investment.I believe saying " Change never takes time only preparation of change takes time".